Introduction • Your Membership Cards • Benefits • Restrictions
Exclusions/Limitations • Treatment Procedures • Claims Procedure

Dear PhilamCare Member,

We are pleased to welcome you as a member of the PhilamCare Health Systems, Inc.

This section shall help you understand the provisions for your Health Agreement. However, the terms and conditions of your Health Care Agreement shall prevail over the contents of this section.

We recommend that you read this section and your Agreement.