Philamlife - AIG Money Multiplier

Life Protection and Wealth
Accumulation. We deliver both.

LIFE PROTECTION AND WEALTH ACCUMULATION. WE DELIVER BOTH.

Investment Funds of Variable Life Insurance Contracts	Valuation Date April 11, 2005	Valuation Date April 18, 2005
Philamlife Fixed Income Fund	1.0482	1.0433
Philamlife Equity Fund	1.0836	1.0627

These investment funds are specific for variable life insurance contracts and are not considered mutual funds. Life insurance products are regulated by the Insurance Commission. Daily NAVPU also available at www.ephilam.com.

AIG MONEY MULTIPLIER

Philam once again revolutionizes the industry with a unique insurance product. AIG Money Multiplier is the first variable product that combines the full benefit of term insurance and investment. Through this product, Philamlife delivers both the Insurance Protection and Wealth Accumulation.

AIG Money Multiplier is an investment-linked package composed of the following:

INSURANCE COVERAGE

Term Insurance
With only 10 annual payments, you can enjoy life protection up to age 75!

Supplementary Accident and Disability Protection
Ensure maximum life protection by adding more benefits to your plan. Get additional coverage in case an accident occurs. Ensure guaranteed insurance protection and income continuation in the event of total and permanent disability.

INVESTMENTS FEATURE

Asset Multiplier Fund Plus
Enjoy maximum flexibility from your financial investments by utilizing the Asset Multiplier Fund Plus. With this feature, you can personally choose where to put your investments and how much.

Top-up
Make your money grow even bigger by depositing additional investments anytime.